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Southeast Missouri State University

The Student Financial Services department provides comprehensive and professional service in order to finance your education. The SFS website provides extensive information for most of your general questions. Please utilize this site for data regarding fees, billing, financial aid, scholarships, loans, refunds, etc. Contact the Student Financial Services office in Academic Hall, Lower Level, Room 019, (573) 651-2253, email sfs@semo.edu or online using the following links:

Overview of Financial Aid Programs

Including where to find state grant sources http://www.semo.edu/sfs/financialaid/index.htm

How to Apply for Aid


Aid Eligibility Requirements


Financial Aid for Study Abroad

Students enrolled in Southeast’s sponsored study abroad program may apply for financial aid through Student Financial Services and view information online at http://www.semo.edu/sfs/financialaid/loans.htm#Eligibility_Req_Loan_Limits (scroll down to the Study Abroad subtitle under Eligibility Requirements).

Code of Conduct for Student Loans

The university adheres to a code of conduct regarding relationships with providers of private educational loans. http://www.semo.edu/pdf/sfs/SFS_CodeOfConduct_2009.pdf .

Direct Loan Model Disclosure Form

This form can be obtained by contacting the Loan Department in Student Financial Services.

Textbook Cost Savings Program and Pricing Information


Direct Loan Entrance & Exit Counseling

Rights and Responsibilities of Aid Recipients

Continued Eligibility for Aid


Satisfactory Academic Progress

This is the term used to denote a student’s successful completion of course work toward a certificate or degree. Students must maintain specific academic progress requirements to be eligible for financial aid. http://www.semo.edu/sfs/financialaid/progress.htm

Method and Frequency of Disbursements

Financial aid is disbursed (released) to students in different ways depending on the type of aid and other factors. http://www.semo.edu/sfs/balances.htm

Terms and Conditions of Student Financial Aid Employment

For information on Work-Study employment see http://www.semo.edu/sfs/financialaid/employment.htm

Terms of Student Loans, Including Necessity of Repayment and Sample Repayment Schedule


Terms/Conditions of Deferment or Cancellation of Perkins Loan, Direct Stafford, or FFEL Loan Because of Volunteer Service

Students may receive deferment or cancellation of loans for volunteer service such as Peace Corps, Armed Services, etc.: http://www.semo.edu/sfs/financialaid/loans.htm

Scholarship Fraud

According to the Federal Trade Commission, perpetrators of financial aid fraud often use the following lines to sell their scholarship services; students should avoid any scholarship service or website that says the following:

  • “This scholarship is guaranteed or your money back.”
  • “You can’t get this information anywhere else.”
  • “I just need your credit card or bank account number to hold this scholarship.”
  • “We’ll do all the work.”
  • “This scholarship will cost some money.”
  • “You’ve been selected by a ‘national foundation’ to receive a scholarship” or “You’re a finalist” in a contest you never entered.

If you believe you’ve been the victim of scholarship fraud, wish to file a complaint, or want more information, call 1.877.FTC.HELP or see www.ftc.gov/scholarshipscams