Southeast Missouri State University

Federal loans are a type of financial aid that must be repaid. These loans help cover the cost of your education. Information from the Free Application for Federal Student Aid (FAFSA) is used to determine eligibility for federal loans. Students also have the option of private/alternative loans for additional funding, however, this should be used as a last resort.

To be eligible for federal loans students must be degree seeking, enrolled at least half-time (six hours), and meet the requirements for Satisfactory Academic Progress.

Borrowing money for college is a serious financial obligation. In addition to the principal borrowed, interest is charged for the use of loan funds. Consider how much you can reasonably afford to repay. The Loan Department encourages students to borrow only what is needed. The Cost Calculator may be used to estimate total expenses.

Undergraduate

Federal Perkins Loans
Federal Direct Student Loans
Federal Parent PLUS Loans
Private/Alternative Loans

Graduate

Federal Direct Student Loans
Federal Graduate PLUS Loans
Private/Alternative Loans


Questions? Contact Student Financial Services at (573) 651-2253 or loan@semo.edu.

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